Reference

Terms & Conditions That Govern Your 91cub Account

Every account opened on 91cub is subject to these Terms & Conditions, which set out your rights, your obligations, and how we operate together.

Applies to all India accountsUPI, Paytm & PhonePe coveredUpdated when law changesAccessible where local law permitsContact us for any clarification
91cub Terms & Conditions That Govern Your 91cub Account
TERMS CONTACT PATHS

Reach Us About These Terms

Email Support Send your Terms & Conditions queries to our dedicated email team. We respond within 24 hours on working days and can walk you through any clause you need clarified.
Live Chat Our live chat is available around the clock. If a specific term affects your UPI or Paytm transaction right now, our agents can address it in real time without delay.
Account Help Centre The Help Centre on 91cub houses a full copy of these terms, version history, and amendment notices. You can access it directly from your account dashboard at any time.
HOW WE HANDLE YOUR ACCOUNT

Data, Security and Your Rights Under These Terms

These six points summarise how 91cub approaches the obligations set out in our Terms & Conditions — from data retention to account security and your right to request changes.

Data Handling

We collect only the account data required to process your transactions and verify your identity. Data is stored on encrypted servers and is never sold to third parties without your written consent.

Cookie Policy

91cub uses session and preference cookies to keep your account logged in and remember your language and payment method choices. You can manage cookie settings from your browser at any time.

Account Security

Two-factor authentication is available on every account. We strongly recommend enabling it, especially if you deposit via UPI or PhonePe, to prevent unauthorised access to your wallet.

Retention Period

We retain your account records for as long as your account is active and for a period required by applicable law after closure. You may request a copy of your data by contacting our support team.

Requesting Changes

If you believe any personal data we hold is incorrect, contact us via email with your account ID and the correction you need. We process such requests within seven working days.

Dispute Resolution

Disputes arising from these Terms & Conditions should first be raised with our support team. If unresolved within 14 days, the matter may be escalated through applicable legal channels in your jurisdiction.

Common Questions About 91cub Terms & Conditions

These questions cover the parts of our Terms & Conditions that come up most often — eligibility, data rights, payment rules, and how to reach us if something is unclear.

These terms apply to every person who opens or uses a 91cub account, regardless of their device. Access is only permitted where local law in your region allows it, and you confirm this by creating an account.

We will always notify you of material changes via your registered email address before they take effect. Minor formatting or clarity updates may happen without notice and will not affect your rights.

All deposits and withdrawals via UPI, Paytm, and PhonePe are governed by these terms. Transaction limits, verification steps, and processing times described in our payment section are part of the same agreement.

After account closure, we retain your records for the minimum period required by applicable law. You may request deletion of non-legally-required data by contacting our support team with your account details.

Write to us via email or live chat with your account ID and the specific clause or decision in question. We aim to respond within three working days and resolve disputes within fourteen days of receipt.

The core terms are uniform across all accounts, but access itself depends on the laws of your specific state or union territory. Where local law restricts access, the relevant sections of these terms apply accordingly.

Yes. The current version is always available in the Help Centre on your 91cub account dashboard. You can also request a PDF copy by emailing our support team with your registered account email address.